My husband and I sat down before we left for Florida and realized that we were in desperate need of a financial overhaul. I wish there was some magical reinforcements that could come in and redo, re-fi-niggle, and leave us with a perfect and no fault budget plan. But....there's no such thing so we're left to act as the adults in our family of four and mend our broken puzzle.
And I know I just shared a big purchase with yall yesterday, but we're not counting that since we've actually been saving for that for quite some time. *frown*
We also vowed the following:
-No "time-to-kill" trips to the stores.
-One "eat-out" night a month
-One meat market trip a month
-As little driving as possible to save on gas
-Save all receipts!
- Sticking to the menu Moma has planned
-Seriously use the cash envelopes I made a while back.
We've already entered pay period 2 and things are going good. We had money to spare after pay period one. However, I'm pretty sure we still went over our food allotment. I'm really curious to see how well things will look at the end of the month when we sit down and look over the all of the action ins and outs. I'm really ready to have this thing under control and feel comfortable about buying a new activity for girls without worries of affording it or not (hince a little hindsight on the jumper castle).
At the end of the month, we plan to sit down again and plan out another budget based on the old one. I'm working on a budget worksheet for us to use since we didn't have one last time. Once I get it tweaked and finished, I'll share it with you.
I'll keep you updated on our progress.